Motor Vehicle

What is Covered

Cover against the accidental loss of, or damage to the Motor Vehicle, its accessories and spare parts whilst thereon due to accident, fire, overturning, collision, theft and/or liability to third parties.

Third Party

(These are standard limits. Higher limits are available at additional premium)

Liability to third parties
  • In respect of death of or bodily injury to any third party
    UGX 5,000,000 /=
  • In respect of a series of claims arising out of one event
    UGX 50,000,000/=
  • In respect of damage to Third Party property
    (Any one claim or a series of claims arising out of one event)
    UGX 10,000,000 /=
Territorial Limits
Republic of Uganda
Extensions
  • Wind screen and glass extension –
    UGX 500,000 /= to UGX 3,000,000 /= depending on the model/make.
  • Medical Expenses –
    UGX 1,000,000 /=
  • Towing changes/ protection and Removal –
    UGX 500,000 /=
Excess
  • Own Damage claims – 10% of claim amount | Minimum UGX 100,000 /=
  • Fire and Theft claims – 15% of claim amount | Minimum UGX 200,000 /=

Claims Checklist

You will require the following to get your claim processed;

Documents you'll need
  1. Claim Form duly filled and signed
  2. Log book copy
  3. Drivers Driving Permit
  4. Drivers statement
  5. Police Report
  6. Police Sketch map
  7. IOV report
  8. Two/three quotations for repairs
  9. Original Tax Invoice/Receipt from repairer after the vehicle is repaired
  10. All correspondence from Third party (unanswered) where third party claim is involved.

P.S. Please do not admit any liability or make any offer or promise of payment without our prior written consent; and to forward all correspondence to us unacknowledged. (in case of third party involvement)