Personal Accident

The policy provides compensation in the unfortunate event of an accident resulting in death or disablement of the insured as per scale of benefits detailed;

Risks CoveredCompensation as percentage of Capital Sum Insured
Death100%
Loss of sight of both eyes100%
Loss of two entire hands or two entire feet100%
Loss of one entire hand and one entire foot100%
Loss of sight of one eye and loss of one entire foot or hand100%
Permanent Total Disablement (PTD)100%
Loss of one limb or one eye50%
Permanent Partial Disablement (PPD)1% to 50% depending on the disability
Temporary Total Disablement (TTD)100% of weekly earnings limited to 52 weeks
Temporary Partial Disablement (TPD)30% to 50% of weekly earnings limited to 52 weeks
Medical ExpensesReasonable medical expenses incurred up to the limit selected
Funeral ExpensesActual up to the limit selected.
Artificial appliancesActual up to the limit selected
Evacuation costActual up to the limit selected
* Age limit – 18 years to 65 years

Claims Checklist

You will require the following to get your claim processed;

Documents you'll need
  1. Pay slips for the month prior to and after the accident
  2. Claim form duly filled and signed
  3. Supervisors report
  4. Original medical receipts with Doctor's report.